Financial Disclaimer

1. Not Regulated by the FCA or Any Financial Authority

Trading Journal Pro is a software application designed for personal record-keeping and self-directed analysis of your own trading activity. It is not a financial service, financial product, or regulated activity under the Financial Services and Markets Act 2000 or any equivalent legislation in any jurisdiction.

The developer of Trading Journal Pro:

• Is not authorised or regulated by the Financial Conduct Authority (FCA) of the United Kingdom.
• Is not registered with or regulated by the Securities and Exchange Commission (SEC) of the United States.
• Is not authorised or regulated by any financial regulatory body in any jurisdiction worldwide.
• Does not hold any licence to provide financial services, investment services, advisory services, or brokerage services.
• Does not operate as a financial institution, investment firm, or credit institution.

The App is classified as a productivity and record-keeping tool. No part of the App, its features, or its outputs should be interpreted as a regulated financial activity.

2. No Financial or Investment Advice

Trading Journal Pro does not provide and has never provided:

• Financial advice of any kind, whether general or personal.
• Investment advice or investment recommendations.
• Trading signals, trading recommendations, or buy/sell alerts.
• Tax advice, accounting advice, or legal advice.
• Portfolio management or asset allocation guidance.
• Market forecasts or market predictions.

All analytics, statistics, charts, metrics, and insights presented within the App are derived solely from data that you, the user, have entered. These outputs are designed to help you review and reflect on your own trading history. They are not recommendations to take any particular course of action.

3. AI Analysis is Informational Only

Trading Journal Pro includes optional AI-powered features that analyse your trading data using artificial intelligence. These features are subject to the following important limitations:

3.1 Informational and Educational Purpose

All AI-generated analysis, insights, suggestions, and commentary are provided for informational and educational purposes only. They do not constitute financial advice, investment recommendations, or trading signals of any kind.

3.2 Potential for Errors and Inaccuracies

AI technology, including the models used by Trading Journal Pro, is not infallible. AI outputs may:

• Contain factual errors, inaccuracies, or misleading statements.
• Identify patterns that do not exist or miss patterns that do exist.
• Draw incorrect conclusions from the data provided.
• Produce inconsistent results when given similar inputs.
• Reflect biases present in the underlying AI models.

You should always verify AI outputs independently and exercise your own critical judgement before acting on any information provided by AI features.

3.3 Not Personalised Financial Advice

AI analysis within the App is not personalised financial advice. The AI does not have knowledge of your:

• Complete financial situation, assets, or liabilities.
• Risk tolerance or risk capacity.
• Investment objectives, time horizon, or financial goals.
• Tax situation or legal circumstances.
• Personal circumstances that may affect your financial decisions.

Any analysis provided by the AI is based solely on the limited trading data you have entered into the App and cannot take into account the full picture of your financial life.

3.4 No Reliance

You must not rely on AI-generated outputs as the sole or primary basis for any trading or investment decision. AI features are intended as a supplementary tool to support your own analysis and reflection, not as a substitute for professional financial advice or your own independent judgement.

4. Risk of Trading

You should be aware of the following risks associated with trading in financial markets:

• Market Risk: The value of financial instruments can go down as well as up. Market conditions can change rapidly and unpredictably.
• Leverage Risk: If you trade on margin or use leveraged products, your losses can exceed your initial deposit. Leverage amplifies both gains and losses.
• Liquidity Risk: In certain market conditions, it may be difficult or impossible to close a position at your desired price.
• Volatility Risk: Financial markets can experience periods of extreme volatility, leading to rapid and significant price movements.
• Counterparty Risk: Your broker or counterparty may default on their obligations.
• Regulatory Risk: Changes in laws, regulations, or government policies may affect the value of your investments or your ability to trade.
• Technology Risk: Technical failures, internet outages, or software errors at your broker or trading platform may prevent you from executing trades or managing positions.
• Psychological Risk: Emotional decision-making, overconfidence, and cognitive biases can lead to poor trading outcomes.

Trading Journal Pro is a record-keeping tool and bears no responsibility for any trading losses you may incur, regardless of how you use the App. The App does not cause, influence, or direct your trading decisions.

5. Past Performance

Any historical trading data, performance metrics, analytics, or statistics displayed within the App are based entirely on the records you have entered and represent your past trading activity only.

Specifically:

• Win rates, profit factors, and other performance metrics reflect historical data only and should not be extrapolated to predict future outcomes.
• Patterns identified in your historical data (whether by you or by AI features) may not repeat in the future.
• Market conditions, volatility, and liquidity can change significantly over time, rendering past strategies ineffective.
• Survivorship bias and other statistical biases may affect the interpretation of historical performance data.
• The accuracy of performance metrics depends entirely on the accuracy and completeness of the data you have entered.

6. User Responsibility

As a user of Trading Journal Pro, you acknowledge and accept the following responsibilities:

6.1 Seek Professional Advice

Before making any trading or investment decisions, you should consult a qualified, regulated financial professional who can provide advice tailored to your individual circumstances, financial situation, and objectives. The App is not a substitute for professional financial advice.

6.2 Independent Decision-Making

All trading and investment decisions are made solely by you. You are responsible for conducting your own research, analysis, and due diligence before entering into any trade or investment. The App is a tool to assist your personal record-keeping, not a decision-making engine.

6.3 Understanding the Risks

By using the App, you confirm that you understand the risks associated with trading in financial markets as described in Section 4 of this disclaimer. If you do not understand these risks, you should seek independent professional advice before engaging in any trading activity.

6.4 Compliance with Laws

You are responsible for ensuring that your trading activity complies with all applicable laws, regulations, and tax obligations in your jurisdiction. The App does not provide guidance on legal or regulatory compliance.

6.5 Data Accuracy

You are solely responsible for the accuracy of the data you enter into the App. Analytics and insights generated by the App are only as accurate as the data you provide. We do not verify, validate, or guarantee the accuracy of user-entered data or the analyses derived from it.

7. No Fiduciary Relationship

Your use of Trading Journal Pro does not create any of the following relationships between you and the developer:

• Fiduciary relationship: We do not act as your fiduciary and owe you no fiduciary duties.
• Advisory relationship: We are not your financial advisor, investment advisor, or any other type of professional advisor.
• Agency relationship: We do not act as your agent and have no authority to act on your behalf in any capacity.
• Partnership or joint venture: Your use of the App does not create any partnership, joint venture, or employment relationship.
• Broker-client relationship: We are not your broker and do not facilitate or intermediate any transactions.

The relationship between you and Trading Journal Pro is solely that of a software provider and end user, governed by the Terms of Service. We provide a software tool; you use it at your own risk and discretion.

8. Contact Information

If you have any questions about this Financial Disclaimer, please contact us:

For related documents, please also review our Terms of Service and Privacy Policy.